Please note that your use of and access to the services (as defined below) are subject to the following terms; if you do not agree to all of these terms, you may not use or access the services in any manner.
Table of Contents
1 Overview of the Service
Achi is an AI-powered assistant that operates through WhatsApp to help you manage your finances. You can send money, pay bills, track your spending, and receive insights—all via chat, images, or voice notes.
The Service is provided by Grace AI Lab.
2 User Eligibility
To use Achi, you must meet the following requirements:
- At least 18 years old
- The owner of the WhatsApp number used
- Authorized to use any linked payment methods or accounts
3 Acceptable Use
By using Achi, you agree to:
- Use the Service only for lawful and personal financial activities
- Provide accurate and up-to-date information
- Not impersonate anyone or provide false identity
- Not use the Service to conduct fraud, money laundering, or any unlawful activity
We reserve the right to suspend or terminate your access if you violate these terms.
4 Data and Privacy
Your use of Achi is also governed by our Privacy Policy, which outlines how we collect, store, and use your data. By using the Service, you consent to the processing of your personal and financial data in accordance with that policy.
5 Service Limitations
Achi is an AI assistant and provides financial insights, not professional advice. We do not guarantee that all responses or interpretations of your input will be 100% accurate or appropriate for every situation.
We may occasionally limit access, pause transactions, or restrict certain features for maintenance, updates, or compliance.
6 Transactions & Responsibility
You are fully responsible for verifying the correctness of all transactions you initiate via Achi. Once confirmed, transactions may not be reversible.
Achi is not liable for:
- Mistaken or unauthorized transactions initiated from your device
- Delays or errors caused by third-party services (e.g., banks, payment processors)
7 Intellectual Property
All branding, features, and AI technology used in the Achi platform are the intellectual property of Grace AI Lab and its partners. You may not copy, modify, or reverse-engineer any part of the Service.
8 Termination
You may stop using Achi at any time by contacting us via email at [email protected].
We may suspend or terminate your access for violating these Terms or if required by law or regulation.
9 Modifications to Terms
We may update these Terms at any time. Continued use after changes are posted means you accept the updated Terms.
We'll notify you through WhatsApp, Email, or our website when updates are made.
10 Contact Information
If you have questions or concerns about these Terms, please contact us at:
Email: [email protected]
Company: Grace AI Lab
By accessing our website, you are agreeing to be bound by these terms of service, and agree that you are responsible for compliance with any applicable local laws.