Your Padi Wey Sabi Money

Send Money Like You Dey Text Your Guy

No more long USSD codes. No more plenty apps. Achi handles transfers, bills, and budget tracking through WhatsApp conversations.

Achi remember your people dem, sabi your regular payments, and make everything seamless. Like say you get one personal assistant wey no dey sleep at all.

Sent Today
₦247,500
Your People
12 saved
Send Money

Just Say "Send 20k to Mama"

No need to remember account numbers or open any app. Achi already sabi your people—just tell am who and how much. E go ask for your PIN and the money don land. Simple as that.

Try Am Now
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Banks Supported
E Remember You

Achi Sabi Your Style

"Send the usual to Mama" just dey work. Achi remember who you dey send money give regularly, your favorite amounts, even your landlord payment date. The more you use am, the more e understand you.

Experience Am
Frequent
Mama - ₦50k
Last Week
Landlord - ₦150k
Reminder Set
DSTV - 25th
Track Money

See Where Your Money Dey Go

Ask "Wetin I spend this month?" and Achi go break am down for you—food, transport, bills, everything. No need to dey calculate yourself or open spreadsheet.

Check My Spending
Transport ₦24,500
Food ₦67,200
Bills ₦45,000
Shopping ₦32,800
Pay Bills

Airtime, Light, Cable—One Chat

"Buy 2GB MTN" or "Pay my IKEDC"—na so e easy. Achi fit handle all your regular bills, and e go even remind you before your subscription expire.

Pay A Bill

Your Money Dey Safe With Us

Multiple layers of security wey go make sure say only you fit touch your money.

4-Digit PIN

Every transaction need your PIN. Even if somebody hold your phone, dem no fit move your money without am.

NDPC Certified

We follow all Nigeria data protection rules. Your personal information dey protected to the highest standard.

Face ID / Fingerprint

For big transactions, we go ask for your biometric. Extra layer of protection for your peace of mind.

Everything Wey You Need

From daily needs to monthly bills—Achi get you covered.

Deposit and Transers

Deposit Money into your wallet and Transfer in secounds to anyone .

Airtime & Data

"Buy 2GB for my line" and lands instantly.

Light Bills

IKEDC, EKEDC, AEDC—all the discos dey here.

Cable TV

DSTV, GOtv, Startimes—renew without stress.

Questions Wey People Dey Ask

My money dey safe?

100%. Achi no store your money—e just connect to your bank account securely. Every transaction need your PIN, and we get NDPC certification. Your funds stay for your bank at all times.

Which banks Achi dey support?

Over 50 banks! GTBank, Access, UBA, First Bank, Zenith, Kuda, OPay, Moniepoint, Palmpay, and plenty more. If your bank dey Nigeria, chances be say we support am.

I need to download app?

No app needed at all! Achi live inside WhatsApp—the same app wey you dey use chat your people everyday. Just message Achi like you dey message your padi.

How much Achi dey cost?

Achi free to use! You only pay the normal bank charges wey your bank dey charge. No hidden fees, no subscription, no surprises.

If transaction fail how I go do?

Just send screenshot of the failed transaction to Achi. Our AI go look am and either resolve am immediately or connect you with support team within minutes. No need to dey call any customer care line.

Phone Missing? Lock Am Quick!

If your phone lost or thief carry am, you fit freeze all Achi transactions immediately with one tap.